**Are mortgage points worth it when refinancing or buying a home? 🏡** In this video, we break down what mortgage points are, how they work, and why many big box lenders use them to advertise deceptively low interest rates. Learn how points can impact your closing costs and monthly payments—and why paying them might not always be in your best interest. If you’re shopping for a mortgage or thinking about refinancing, this quick guide will help you make smarter financial decisions. **Watch before locking in a rate!** Questions? Contact me anytime for personalized mortgage advice 💰.
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Curious what your rate will be for your home purchase or refinance? Call me today at ➡️ 303-670-0137 ☎️ or email rbaxter@choicemortgage.com.
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🔍 Disclaimers: The information in this video is for educational purposes only and is not guaranteed or endorsed by the company or any mentioned entities. Always consult with a professional mortgage advisor for your unique situation.